Does Car Insurance Cover Hail Damage
Imagine this scenario. You are about to head to your car and are leaving your office when a sudden hailstorm occurs. You run back inside and watch in dismay as your car, along with the other cars in the parking lot, get pelted with hailstones the size of baseballs. You know the damage that these ice rocks can do to a vehicle and you cannot do anything but watch as your car gets damaged by this force of nature.
Then you remember, your car is insured. The question here however is, does your insurance cover hail damage?
How to Find Out if Your Car is Covered for Hail Damage
Having a car repaired for hail damage can cost you an arm and a leg, depending on the extent of the damage. When a hailstorm occurs and a car is hit by these ice rocks, some of the damage that you will find can include:
- Broken windshields
- Chipped windshields
- Dented hood
- Dented body
- Broken headlights
- Broken tail lights
If you have comprehensive car insurance, then your vehicle will be covered when it suffers damage from hailstorms. You can file an insurance claim and receive money for repairs because this kind of policy covers the cost of repairs for damages sustained during events like hailstorms. If you opt for liability only insurance, on the other hand, your vehicle won’t be covered in the event that it gets damaged by hail.
To ensure that your vehicle is indeed covered when a hailstorm damages it, you need to get your comprehensive coverage before your vehicle suffers any damage. Doing this will help you avoid the high cost of repairs associated with hail damage.
Comprehensive Insurance to Protect You From Massive Repair Costs
One of the best reasons to purchase comprehensive car insurance from Low Cost Insurance Texas in Houston and Cypress Texas is to make sure that you don’t burn a hole in your pocket paying for hail storm repairs to your car. You can never tell when a hailstorm may happen, and hailstorms are more prevalent in Texas than in many other states. So it is best to be safe than sorry when it comes to your vehicle’s insurance. If you have a car rental business, you should also consider adding this to your commercial auto insurance.
Don’t delay and contact us today by calling 281-612-7178. Find out how you can get your vehicle and you protected from the costs of hail damage with the right kind of insurance from a company that knows what you need.
